OUR INSURANCE COVERAGE
In a world where security is increasingly important, we offer customized insurance solutions to protect what you care about most.
Let's make a comparison between the most well-known insurance companies to guarantee you the best conditions on the market. Our experience in the equestrian sector allows us to analyze and compare the available offers, always offering you the most advantageous and complete solution.
Below are some of the covers we can carry out, designed specifically for the equestrian world and to meet the needs of riders, owners and facilities.
HORSES INSURANCE
We insure equines, from their conception, without value limits and regardless of their use.
We offer specific insurance for your horses which mainly covers the CASE OF DEATH DUE TO INJURY and/or ILLNESS, with extension to cases of VANDAL ACT, ACCIDENTAL POISONING and KILLING FOR HUMANITARIAN REASONS, in many countries, both during the journey and during the stay in these States.
This service is aimed at all categories of horses:
- Horse racing competition
- Riding outfit
- Trot
- Gallop
- Obstacle races
- Endurance
- Dressage
All age groups
- Foal foals
- Foals yearlings
- Competition horses
- Stallions and mares
Warranty extensions are also offered to the basic policy, for a limited premium authorization from the Company, which guarantee the Customer even more specific and complete coverage.
This guarantee is subject to limits per event and per insurance year agreed from time to time with the Company and is usually granted in common risk with all policies taken out in favor of the same policyholder.
This guarantee is subject to limits per event and per insurance year.
- Theft of insured horses
- Death that is a direct consequence of the theft of the same
- Don't be born alive to be:
- Been aborted
- Stillborn
- Died during childbirth
- Died as a result of the death of the mare
- If born alive, he dies due to injury or illness until the contract expires
ACCIDENT INSURANCE FOR AMATEURS AND COMPETITORS
The licenses or qualifications that allow the exercise of sporting activities generally combine with accident insurance policies, i.e. they cover against accidents that occur during the practice of sports.
Mostly these policies provide deductibles, i.e. in the presence of damages, part of these remain the responsibility of the insured, who, therefore, finds himself with an exclusion or limitation of compensation.
As an example of this, observe the hypotheses reported below, on the parameter of the INAIL table. Assuming a maximum permanent disability limit of 80,000 euros, we carry out a comparison between insurance companies.
COMPARATIVE EXAMPLES
Recognized permanent disability: 7 percentage points
| Company | Deductible | Compensation |
|---|---|---|
| INSURANCE 1 - BASIC (ITALIAN EQUESTRIAN SPORTS FEDERATION) | 4 percentage points | 3 p.p. - €1,600 |
| INSURANCE 1 - SUPPLEMENTARY | 3 percentage points | 2 p.p. - €2,400 |
| INSURANCE 2 - BASIC Beginners | 9 percentage points * | No compensation |
| INSURANCE 2 - COMPETITORS BASIC | 5 percentage points ** | ??? p.p. - €1,600 |
| OUR PROPOSAL | Custom | €4,400 |
* There is no compensation since for this fracture the Company compensates accidents with at least 9 percentage points.
** The deductible is reduced to 5 percentage points.
Recognized permanent disability: 3 percentage points
| Company | Deductible | Compensation |
|---|---|---|
| INSURANCE 1 - BASIC | ??? percentage points | No compensation |
| INSURANCE 1 - SUPPLEMENTARY | 3 percentage points * | No compensation |
| INSURANCE 2 - BASIC Beginners | 9 percentage points | No compensation |
| INSURANCE 2 - COMPETITORS BASIC | 5 percentage points | No compensation |
| OUR PROPOSAL | Custom | €1,200 |
* There is no compensation, as the deductible is 3 percentage points.
OTHER COVERAGES AVAILABLE
We offer a full range of specialized insurance solutions for every aspect of the equestrian world.
Horse Civil Liability
Guarantee for damage that the animal causes to third parties, even during events. Not all head of household policies include this hypothesis and leave it to the policy of the center or whoever organizes the event.
This involves taking over the compensation obligation of the person who owns or has possession of the animal at the time of the damaging event.
Equestrian Centers
We offer business liability and fire damage coverage for equestrian centers, sports associations and equestrian facilities, with customized solutions.
- RC coverage Activities: For damage involuntarily caused to third parties
- Fire Damage Coverage: For structures, atmospheric and socio-political events
Demonstrations and Events
Coverage for the organization of fairs, sporting events, competitions and cultural events linked to the equestrian world.
It includes coverage for days disseminated about equestrian art and knowledge of the horse, recreational and recreational activities, pet therapy events even if these activities are carried out by equestrian centers and associations outside their own facilities.
Transport
Specialized insurance for vehicles used for horse transport, with specific coverage for the needs of the sector.
Weather Policy
Protection against adverse weather conditions that can compromise scheduled equestrian events and events.
Cancellation Policy
Coverage for the cancellation of events, races or equestrian events, to protect the organizers' investment.
YOUR CUSTOM COVERAGE
These are just some of the options we have available. Our philosophy is to create insurance coverage customized to your specific needs.
Contact us today for a no-obligation consultation and find out how we can protect you and your horses with solutions on measure.
Complete protection at advantageous conditions
Consultants specialized in the equestrian sector
Tailor-made solutions for every budget
Consulting
Operating in
• ITALY (EUROPE)
• QATAR (MIDDLE EAST)
• MOROCCO (NORTH AFRICA)
Telephone
Site
Borgo San Frediano 4, 50124 Florence (FI)
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